- Your benefits with the MPE Fund will continue for a 30-day period after your retirement date (e.g. if your retirement date is June 30th, your dental and vision coverage with the MPE Fund will continue through July 31st.
- The Fund does not receive notification from your employer of your retirement until you are no longer actively working. We will generate and mail a COBRA Election Form the first day of the month after we receive that information. Your dental and vision coverage is extended for one full month after you are no longer actively working (if you retire July 11th your dental and vision coverage does not terminate until August 31st). We are unable to enroll you in COBRA Continuation Coverage until that information is received and processed in our office. You will have 60 days after your termination date to enroll in COBRA (so if your coverage ends August 31st, you have until October 31st to enroll).
- Retirees can continue their dental and vision coverage with the MPE Fund for a maximum of 36 months if they elect COBRA Continuation Coverage and pay the required monthly premiums. The monthly premiums can be found here.
- If you retire from the Commonwealth of Massachusetts, you are eligible to enroll in the Group Insurance Commission (GIC) retiree dental benefit. If you enroll in the GIC retiree dental benefit you may not enroll in the COBRA plan.
- If you retire from the City of Boston, you are eligible to enroll in the City’s retiree dental benefit. If you enroll in the City’s retiree dental benefit you may not enroll in the COBRA plan.
- COBRA is a continuation of the same benefits available to you as an active member.
Upon receipt of your Election Form, the MPE Fund will issue payment coupons used to remit monthly premiums. We do not issue monthly bills. We do not have the ability to accept payments over the phone or online. Please also note that unless and until payment for the month is received, no claims can be paid on your behalf
Upon receipt of your 36th month payment, the Fund will automatically send you a letter which you must provide to the GIC or the City of Boston Health Benefits to enroll in that retiree dental plan.
- The MPE Fund dental and vision plan is not the same benefit as the GIC or City retiree dental plan. There are differences in what is covered and at what levels, etc. Also, the monthly COBRA premium includes vision care benefits. You must compare the plans and make the decision as to what best suits your individual needs, and the needs of your family, if applicable.
For more information on the GIC retiree dental program, you must contact the GIC directly at 617-727-2310 or click here. For more information about the City of Boston retiree plan, please click here. The Fund office cannot provide you with any information about the benefits offered through the GIC or the City of Boston.